Up to 150,000 Qantas Points with the Westpac Altitude Qantas Black Credit Card

The Westpac Altitude Qantas Black Credit Card has up to 150,000 Qantas Points for new cardholders. The card is aimed at those who want a decent earn rate on spending. The card comes with a larger card fee, but also with added benefits.

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The bonus is split into two parts. You will receive 90,000 Qantas Points when you spend $6,000 on eligible purchases within 120 days of card approval and an additional 60,000 Qantas Points when you spend $6,000 on eligible purchases within 120 days of your card opened date anniversary.

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Points earn rates from the Westpac Altitude Qantas Black Credit Card

The Westpac Altitude Qantas Black Credit Card lets you earn Qantas Points on spending up to 1.2 Qantas Points per $1 on eligible purchases capped at $10,000 per statement period.

The card has an ongoing card fee of $295 p.a. plus $75 annual Altitude Qantas Rewards fee.

Card Details

Airport Lounge Access Benefits

The Westpac Altitude Qantas Black Credit Card comes with two digital single-entry Qantas Qantas Club Complimentary Lounge Invitations. These passes can be used at any Qantas Club (domestic) or Qantas International Business Class lounge. The passes are sent after your first Card spend on selected Qantas products and services. These are defined as Qantas flights or Qantas Frequent Flyer or Qantas Club joining and membership fees.

Note: You must first register and then make the applicable card spend directly with Qantas to receive the lounge passes.

It is a useful lounge access benefit for those who don’t travel in Business often.

Included insurances and other benefits

The Card comes with travel and extended warranty insurance coverage. As we say with every credit card guide, the value of each card’s insurance can only really be assessed by you looking at the PDS. Subsequently, you must then decide whether it is a fit for your needs. Read the full PDS here for the Westpac Altitude Qantas Credit Card Black here.

This guide references some of the benefits of insurance policies provided with this card.

You should read the PDS and obtain independent professional advice before obtaining this product.

You’ll also gain access to Westpac Concierge which are on-call 24/7 to fulfil your requests and give some useful restaurant or ticket reservation shortcuts, amongst other potential uses.

Altitude Qantas vs Altitude Rewards

The Altitude Card range offers a choice of program partners. These include Qantas Frequent Flyer, Velocity Frequent Flyer or Westpac’s own loyalty program Altitude Rewards.

Note that there is an annual $75 Rewards fee if you select Altitude Qantas or Altitude Velocity. There is no fee for Altitude Rewards.

When choosing between Altitude Qantas, Altitude Velocity and Altitude Rewards, you’ll need to consider the different earn rates of each currency. You should also consider transfer rates to partner programs. Our full guide to Altitude Rewards offers more detail about the program’s benefits.

In short, points can be transferred into Virgin Australia Velocity, Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles. The transfer rate for all three programs is 3 Altitude Rewards points to 1 frequent flyer program point/mile.

The choice between Westpac Altitude Qantas Black Credit Card, Westpac Altitude Velocity Black Credit Card or Altitude Rewards Black Credit Card is dependent on your personal points-earning preference.

You might find the sign-up bonus from the Card to be more valuable with the Westpac Altitude Qantas Credit Card. However, the Altitude Rewards variant offers greater flexibility in terms of transfer partners.

Westpac Apple Pay, Google Pay & Samsung Pay support

Westpac cards support Apple Pay, Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.

Summing up: the Westpac Altitude Qantas Black Credit Card

Westpac is one of the few financial institutions that offer all three types of rewards program for a card. A direct-earn Qantas Points, direct-earn Velocity Points and a flexible rewards program.

The hardest choice to make is which program is best suited to you. Obviously, if you mostly concentrate on earning Qantas Points, Altitude Qantas is likely to be your best bet. Conversely, if you are looking for flexibility in reward partners, Altitude Rewards may be more your style.

The Westpac Altitude Qantas Black Credit Card, however, will not disappoint. The Card has a fairly competitive earn rate and other perks. These include lounge passes, which can be great for infrequent travellers that don’t hold Qantas status.

Overall, if you are after a Qantas Points-earning credit card, this is definitely one to consider.