Up to 180,000 bonus NAB Rewards Points with the NAB Rewards Travel Card

Offer commenced 1 October 2026. To be eligible for the 180,000 bonus points offer, you must apply for a new personal NAB Rewards Travel Card before the offer is withdrawn, be approved, and spend $5,000 on everyday purchases within 90 days of opening your account on your NAB Rewards Travel Card. Points will be awarded on a tiered basis – 120,000 bonus points when you spend $5,000 on everyday purchases in the first 90 days (credited to your points balance within three months of meeting the spend criteria) and 60,000 bonus points after 12 months (credited to your points balance within the 13th month). NAB may vary or end this offer at any time.

Everyday purchases are eligible transactions under the NAB Rewards Terms and Conditions and exclude transactions including those that NAB decides are wholly or partly for gambling or gaming purposes. Please refer to the NAB Rewards Terms and Conditions for more information. Bonus points are not available to customers who currently hold, or have held, any personal NAB Rewards Credit Card in the last 24 months. Offers are not available when closing or transferring from another NAB credit card account or in conjunction with any other NAB credit card offer. Gift Card values correct as of offer commencement date. Points values and stock levels subject to change. Check our rewards website.

Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions (PDF, 199KB), opens in new window available at rewards.nab.com.au, opens in new window. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes.

After 12 months, any unpaid balance transfers will attract the variable cash advance rate (currently 22.99% p.a. as at today). The one-off balance transfer fee of 3% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest rates are subject to change. While you have an outstanding balance transfer, interest free days on purchases only applies if you pay the interest free days payment in full by the due date each month. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time. In addition to this acquisition rate, which is available only at card application, other balance transfer offers may be available on your card from time to time. You can find out more information about the ongoing balance transfer rates of your card.

The Complimentary Airport Lounge Access Program is administered by Plaza Premium Lounge Australia Pty Ltd (ABN 64 165 120 972) and is available to NAB Rewards Travel Credit Card primary cardholders (Eligible Cardholders).The Program provides Eligible Cardholders with two (2) complimentary airport lounge visit entitlements each calendar year at participating Plaza Premium Lounges worldwide. Each person entering a participating lounge, including any accompanying guest, will use one (1) complimentary visit entitlement. An Eligible Cardholder may use their complimentary visit entitlements for themselves and up to one (1) accompanying guest. Any additional guests will be subject to applicable guest charges. Complimentary visit entitlements may only be used when the Eligible Cardholder is present and accessing the lounge. Unused complimentary visit entitlements cannot be transferred, sold, exchanged for cash, credit or any other benefit, and do not roll over into subsequent calendar years. Access to and use of the program is subject to the Complimentary Airport Lounge Access Terms and Conditions which are subject to change. To locate a participating lounge, please refer to the Plaza Premium Lounge directory. Lounge access, facilities, services, operating hours, visit duration and participating locations vary by lounge. Access is subject to eligibility verification, lounge capacity and the Plaza Premium Lounge Terms and Conditions. NAB is not responsible for the provision or availability of airport lounge access under the Program and, to the extent permitted by law, excludes all liability for any loss or damage arising from or in connection with the provision, non-provision or use of airport lounge access. NAB may vary or end this offer at any time. Credit cards issued by National Australia Bank Limited.

AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB) which allows eligible persons to claim under it as third party beneficiaries.

Access to the benefit of cover under the NAB card insurances is available to eligible NAB cardholders and other eligible third-party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth).

Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.

If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the insurance information booklet.

The eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the NAB Card Insurance Policy Information Booklet effective 15 May 2026 which may be amended from time to time.

For insurable events that occurred prior to 15 May 2026, please refer to the NAB Card Insurance Policy Information Booklet effective 1 July 2025. View current and previous Policy Information Booklets.

Complimentary Mobile Phone Insurance (covering Accidental Damage and Theft to Your Eligible Mobile Telephone) is provided under a group policy issued by AIG Australia Limited (ABN 93 004 727 753, AFSL 381 686) (AIG) to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (NAB).

Cover is available to all NAB Rewards, NAB Rewards Travel, NAB Velocity Rewards Premium, NAB Flybuys Rewards, NAB Low Rate Platinum, NAB Low Fee Platinum, NAB Low Rate and NAB Low Fee Credit Cardholders (Eligible Person).

Eligible Persons can claim under the Group Policy as third-party beneficiaries in accordance with section 48 of the Insurance Contracts Act 1984 (Cth).

If an Eligible Person wishes to claim, such claim will be subject to the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits as further detailed in the terms and conditions for such coverage which is available on our complimentary card insurance page.

To be eligible for coverage Eligible Persons must have a contract with a mobile phone provider and a monthly billing arrangement using their eligible NAB card. Any advice provided by NAB about this insurance is general advice only and is not based on any consideration of an Eligible Person’s objectives, financial situation, or needs. Eligible Persons must determine whether or not it is appropriate, in light of their own circumstances, to act on this advice.

AIG as product issuer is not providing any financial advice about this insurance. NAB is not the product issuer, and neither NAB or its related bodies corporate guarantee any of the benefits under this insurance cover.

The complimentary Global eSIM Plan benefit is administered by Travelgoogoo Pte Ltd and is available to NAB Rewards Travel Credit Card primary cardholders (Eligible Cardholders).

The benefit provides Eligible Cardholders with one Travelgoogoo365 Annual Membership every 12 months. The 12‑month entitlement period begins on the date the complimentary Global eSIM Plan is activated. Eligible Cardholders may redeem one complimentary Global eSIM Plan every 12 months thereafter, subject to continued eligibility, until 31 December 2028.

The complimentary Global eSIM Plan includes one (1) Travelgoogoo global eSIM, 7GB of complimentary high-speed data allowance (comprising 5GB of global data and 2GB of data for use across Asia-Pacific destinations) and access to essential connectivity on supported messaging applications for up to 365 days, subject to Travelgoogoo’s Terms and Conditions. The complimentary benefit may only be redeemed and used by the Eligible Cardholder and cannot be transferred, sold, exchanged for cash, credit or any other benefit.

Eligible Cardholders who already hold or have activated a Travelgoogoo365 Annual Membership are not eligible to receive an additional Travelgoogoo365 Annual Membership under this benefit. This offer is only available to Eligible Cardholders who do not have an active Travelgoogoo365 Annual Membership or Travelgoogoo account at the time of activation.

Access to and use of the benefit is subject to the Complimentary Global eSIM Plan Terms and Conditions. To check device compatibility, view participating Global and Asia-Pacific destinations, or learn more about the plan, please visit Travelgoogoo’s website.

Coverage, countries, participating networks, data allowances, supported messaging applications, service availability and connectivity speeds may vary by destination, network provider and device. Access to the benefit is subject to successful eligibility verification and device compatibility requirements.

NAB is not responsible for the provision, availability or performance of the Travelgoogoo service and, to the extent permitted by law, excludes all liability for any loss or damage arising from or in connection with the provision, non-provision or use of the benefit.

NAB may vary or end this offer at any time.

Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.