American Express cards have a great money-saving perk – regular cashback deals on a range of big-name brands and smaller boutique stores. If they happen to cover things you’d usually buy anyway, these offers are a great way to make the most out of your card.
On the points side of things, American Express doesn’t disappoint either. Whether it’s bonus points with new sign-ups or on transfers from Membership Rewards to airlines, here are the latest American Express promotions.
American Express Essential Rewards Credit Card
Sign-up Bonus:
40,000 Bonus Membership Rewards Points*
Rewards Earn Rate:
5 points per $1 spent on eligible eats & drinks purchases in Australia, 3 points per $1 spent on selected streaming subscriptions in Australia, 2 points per $1 spent at selected major retailers in Australia and 1 point per $1 spent on everything else including government spend
Annual Fee:
$9 per month
Offer expires
27 January 2026
Earn 40,000 Bonus Membership Rewards Points* when you spend $3,000 on eligible purchases within 3 months of the approval date. (Offer ends 27 January 2026. T&Cs apply. New Amex Card Members only.) The Card earns up to 5 points per $1 spent for the first 10,000 points per month and has a range of insurance options for consumers (Mobile, Card Purchase, Card Refund, Buyer's Advantage), all for $9 per month. Use Membership Rewards Points for gift cards, to cover charges, or transfer to 10+ airline partners for maximum value. Monthly fee is $9.
American Express Explorer Credit Card
Sign-up Bonus:
100,000 Bonus Membership Rewards Points¹
Rewards Earn Rate:
Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent⁶
Annual Fee:
$395 p.a.
Offer expires
2 December 2025
Earn 100,000 Bonus Membership Rewards Points¹ when you apply by 2 December 2025, are approved and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months (T&Cs apply. New American Express Card Members only). Enjoy a $400 Annual Travel Credit², complimentary access to The Centurion® Lounges³ in Sydney and Melbourne, Card, Smartphone and International Travel Insurance⁴, for a $395 p.a. annual fee.
American Express Platinum Card
Sign-up Bonus:
200,000 Bonus Membership Rewards Points¹
Rewards Earn Rate:
Earn 2.25 Membership Rewards points per $1 on all eligible purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
Annual Fee:
$1,450 p.a.
Offer expires
2 December 2025
Enjoy 200,000 Bonus Membership Rewards Points¹ when you spend $5,000 on eligible purchases in the first 3 months. (Offer available to new American Express Card Members only. Offer ends 2 December 2025. T&Cs apply.) Unlock premium perks including unlimited airport lounge access, international travel insurance, Amex Hotels and Resorts benefits, up to $400 in Global Dining Credit¹¹, and a $450 Travel Credit⁵ each year. Earn up to 2.25 Membership Rewards Points per $1 on eligible spend. The annual fee is $1,450.
American Express® Platinum Business Card
Sign-up Bonus:
300,000 Bonus Membership Rewards Points*
Rewards Earn Rate:
Earn 2.25 Membership Rewards points per $1 on all eligible business purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
Annual Fee:
$1,750 p.a
Offer expires
13 January 2026
Earn 300,000 Bonus Membership Rewards Points* when you apply by 13 January 2026, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.
American Express Business Gold Plus Card
Sign-up Bonus:
Earn 100,000 Bonus Membership Rewards Points¹
Rewards Earn Rate:
Earn 3 points per $1 spent at Xero, Google Ads, Meta, Amazon Web Services and Dell⁵. Earn 2 points per $1 spent with AccessLine®. Subject to approval. Enrolment required⁵. Earn 1.5 points per $1 spent on everyday spend, plus 1 point per $1 spent with government bodies, including the ATO⁵. Accelerated earn rates apply on the first 200,000 points earned per calendar year, then you will earn 1 point per $1 spend across all categories, uncapped and with no expiry¹¹
Annual Fee:
$395 p.a.
Offer expires
10 February 2026
The American Express Business Gold Plus Card has 100,000 Bonus Membership Rewards Points¹ on offer to new Amex Card Members who apply by 10 February 2026, are approved and spend $5,000 on eligible purchases in the first 3 months of the approval date. It is a Metal Card that is feature-packed for those who want to earn Membership Rewards points on business-related spend. New American Express Card Members Only. T&Cs apply.
Summing up
Need a reminder on how to access these American Express deals and promotions? Read our dedicated guide to taking advantage of Amex Offers. For cashback offers, be sure to save the offers to your card before doing the transaction, and check the T&Cs for each deal to make sure you don’t do anything that would make the transaction ineligible.
For bonus transfer offers, head to the Membership Rewards transfer page and log in to your account to ensure the correct bonus is showing for you. Some bonuses are tiered or targeted to specific cardholders, so it’s worth checking the fine print. Bonus offers will show up in the description but not on the calculator.
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When do you expect the next 50% bonus on Marriot Bonvoy points. The last one was in August 2023 and the previous one May 2023.
Would also appreciate Brandon’s view, Qatar cf SIA
Thanks for the useful article. I have quite a few AMEX points sitting in American Express, normally when these bonuses come up, I transfer some across to Velocity to pick up the bonus as I know i will use them for all my domestic travel. I generally prefer to keep the points in AMEX until needed then move the relevant partner airline for business class travel when I’m ready to book. I noticed the 50% on Marriot Bonvoy basically means a 1:1 transfer but there is no value in moving them to MB, then to Velocity or similar. Is there value in holding MB for other reasons and will they expire if not used?
Thanks – very useful article – the bonus to Marriott Bonvoy had escaped my notice and could be very handy.
Little more than clickbait. Expect better of you guys.