NAB is offering up to 80,000 bonus Qantas Points for new cardholders of the NAB Qantas Rewards Premium Card.
The signup bonus is split into two parts, with the first 60,000 Qantas Points to be received after spending $3,000 or more in the first 90 days from approval and an additional 20,000 Qantas Points when you keep your card for over 12 months. The card comes with a $295 annual fee.
Another card worth checking out in NAB’s Qantas Rewards card range is the Qantas Rewards Signature which has a minimum card limit of $15,000.
Digging into the details of the NAB Qantas Rewards Premium Card
The NAB Qantas Rewards Premium Card is the mid-tier card in the lineup and offers similar features to the Signature card but with a lower earn rate and points cap.
Card Details
| Card | NAB Qantas Rewards Premium Card |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | 1 point per $1.50 up to $3,000 per statement period 1 point per $3 from $3,001 to $6,000 statement period |
| Points earned with Qantas | Additional 1 Qantas Point earned per $1 spent on selected eligible Qantas products and services |
| Points Cap | $6,000 per month |
| Earns points at ATO | No |
| Insurance included | Access up to five complimentary insurances including International Travel Insurance and Purchase Protection (PDS) |
| Overseas transaction fee | 3% of the converted amount |
| Mobile wallet | Apple Pay, Google Pay |
| Annual fee | $295 p.a. ongoing |
This card earns 1 Qantas Point per $1.50 on spend up to $3,000 per statement period and 1 Qantas Point per $3 from $3,001 to $6,000 per statement period. An additional bonus Qantas Point is earned per dollar spent on Qantas products and services, such as flights and Qantas Club membership.²
Insurance
You will get access to a range of insurances with the Premium Card, which are included below.
- International Travel Insurance
- Interstate Flight Inconvenience Insurance
- Rental Vehicle Excess in Australia Insurance
- Purchase Protection Insurance
- Extended Warranty Insurance
Full PDS for the above insurance can be found here.
Effective 15 May 2026, the cover period will reduce for International Travel Insurance.
Please read the summary of changes for further details and how they will affect your insurance cover.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Apple Pay + Google Pay support with NAB
NAB cards support Apple Pay, Google Pay & Samsung Pay, meaning you can use their cards on your smartphone for easier payments. Find out more in our guides for each of the compatible services.

Summing up
The NAB Qantas Rewards Premium Card will suit those looking to earn decent bonus Qantas Points without the higher annual fee and additional benefits of the Signature card.
With up to 80,000 bonus Qantas Points, this could get you from Sydney to New Zealand return in Business Class… so why not take that break you’ve been longing for.
If you are looking for a higher Qantas Point earning card, the NAB Qantas Rewards Signature card might be worth a look.
Terms & Conditions
¹ Qantas Rewards Premium Bonus Points Offer
Offer commenced 27 May 2025. To be eligible for the 80,000 bonus Qantas Points offer, you must apply for a new personal NAB Qantas Rewards Premium Card before the offer is withdrawn, be approved, and spend $3,000 on everyday purchases within 90 days of opening your account and keep your account open for 12 months. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes.
Points will be awarded on a tiered basis – 60,000 bonus Qantas Points will be awarded when you spend $3,000 on everyday purchases in the first 90 days. Bonus Qantas Points will be credited to your Qantas Frequent Flyer Membership Account within three months of meeting the spend criteria. An additional 20,000 bonus Qantas Points will be awarded when you continue to hold your card for 12 months, credited to your Qantas Frequent Flyer Membership Account within the 13th month. Any bonus Qantas Points will be forfeited if your NAB Qantas Rewards Premium Credit Card Account is cancelled or closed before the points appear in your Qantas Frequent Flyer Membership Account.
NAB may vary or end this offer at any time. Offer is not available when closing or transferring from another NAB credit card account or in conjunction with any other NAB offer.
Bonus points are not available to customers who currently hold, or have held, any personal NAB Qantas Rewards Credit Card in the last 24 months. This advertised offer of bonus points is not applicable or valid in conjunction with any other advertised or promotional offer.
² Join and redeem Qantas Points
Points will be allocated on a tiered basis over each statement period. To earn and redeem Qantas Points using your NAB Qantas Rewards Premium Card or NAB Qantas Rewards Signature Card, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB. Points are offered in accordance with the NAB Qantas Credit Card Account Reward Terms and Conditions (PDF, 255KB), opens in new window. If you are not already a Qantas Frequent Flyer member, NAB has arranged for the joining fee to be waived if you apply and receive a NAB Qantas Rewards Premium Card or NAB Qantas Rewards Signature Card and join through qantas.com.au/joinffnab., opens in new window Membership and the earning and redemption of points is subject to the Qantas Frequent Flyer program terms and conditions, available at qantas.com.au/terms., opens in new window
Earn 1 Additional Qantas Point per whole AU$1 on Qantas Spend. ‘Qantas Spend’ means Eligible Transactions made with the following merchants: flights booked directly through qantas.com, opens in new window and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers; purchases from marketplace.qantas.com, opens in new window and wine.qantas.com, opens in new window.
Transactions that don’t earn points include: Cash advances, bank charges, balance transfers, buying foreign exchange or travellers cheques, ATO payments, BPAY payments, transactions where a cardholder uses a card to access linked transaction accounts, and transactions for gambling or gaming purposes.
Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Visit Classic Flight Rewards, opens in new window for more information.
BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518.
³ Disclaimer
Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.

If you want 1ppd you gotto go up one level to the Premier/Signature cards.