St.George is offering up to 100,000 bonus Qantas Points for new cardholders of the Amplify Qantas Platinum Card. It offers a decent earn rate of up to 0.75 Qantas Points per $1 on eligible spend and comes with a number of complimentary insurances.
The Amplify family of cards includes cards offered by St.George, Bank of Melbourne and BankSA. This guide covers the earn rates and benefits of the St.George Qantas Platinum variant. We cover the St.George Amplify Qantas Signature in a separate guide.
Digging into the details of the St.George Amplify Qantas Platinum
The St.George Amplify Qantas Platinum offers 0.75 Qantas Points per $1 on international spend, 0.5 Qantas Points per $1 on everyday spend, and 0.35 Points per $1 on all other eligible spend, up to $5,000 per statement period. Then 0.20 Qantas Points per $1 thereafter, uncapped.
| Card | St.George, Bank of Melbourne and BankSA Amplify Platinum Visa - Qantas Rewards |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | 0.75 Qantas Points per $1 on international spend 0.5 Qantas Points per $1 at major supermarkets, department stores, petrol, dining, utilities 0.35 Qantas Points on all other eligible spend |
| Points cap | Up to $5,000 per statement period then 0.2 Qantas Points per $1 thereafter, uncapped |
| Insurance | Overseas travel insurance, extended warranty on purchases etc. |
| Overseas transaction fee | 3% of the converted amount |
| Mobile wallet | Apple Pay, Google Pay and Samsung Pay |
| Card fee | $175 p.a. + $75 annual Qantas Rewards Program fee |
Finally, it’s worth noting the card terms in relation to loyalty points are here.
Qantas Points vs. Amplify Rewards
The St.George Amplify Platinum also has an Amplify Rewards variant that earns up to 2 Amplify point per $1 on spend, this equates to 1 Velocity Point or 0.67 KrisFlyer miles when transferred. While the Qantas Rewards variant, as mentioned above, earns up to 0.75 Qantas Points per $1 on eligible spend, both are soft-capped at $5,000 per statement period.
We cover the details of Amplify Rewards and its frequent flyer transfer partners in a separate guide here.
St.George Apple Pay, Google Pay & Samsung Pay support
St.George cards support Apple Pay & Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing Up
The St.George Amplify Qantas Platinum could still be useful for those who are looking for a non-Amex card with decent Qantas Points earn, without a particularly expensive card fee.
Bonus offers can be hit and miss on the Amplify range, but when they are on offer, these cards are worth considering. Those looking for more features like lounge access and other travel perks however might find the Amplify Signature more appealing.
You pay $99 per year + 1% for transferring money to the credit card account + 3% for overseas purchases + 1.5% above the market exchange rate on foreign currency OS purchases.
Example: Flying to Dubai is 41,900 points.
At 0.5 of a point per $1 spent, this = $84,000 spent to earn the required points
The bank charges a 1% transfer fee = $840
Plus it would take me at least 2 years to spend this much on my card = $198 in annual fees.
If say 50% of those purchases were overseas ones in a foreign currency then I’ll pay another $1,260 in fees for OS transactions
Then I will have paid around 1.5% above the actual foreign exchange rate because the bank uses their own exchange rate = $630
So, my “free” flight to Dubai using points has actually cost me $840+ $198 + $1,260 + $630 = a grand TOTAL of $2,928
Even if all my purchases were in Australian dollars, I’d still be paying $840 + $198 = $1,038 for my “FREE” flight.
How is this worth doing????
They have an identical deal and I would like both if possible.
Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer.